Stop Guessing.
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Track Federal Reserve lending indices in real-time. Get alerted when it's time to refinance your auto loan or mortgage and save thousands.
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How It Works
Three simple steps to smarter refinancing.
Tell Us Your Rate
Share your current interest rate and loan type. It takes less than a minute.
We Track Fed Indices
Our system monitors 10-Year Treasury, Prime Rate, and SOFR 24/7/365.
Get Alerted to Act
When market conditions favor refinancing, we notify you instantly with insights.
What We Track
The key Federal Reserve indicators that move your refinancing rates.
10-Year Treasury Yield
Sets the baseline for long-term mortgage rates. Higher yields typically mean higher borrowing costs.
Prime Rate
The reference rate banks use for auto loans and home equity lines. Directly impacts your borrowing costs.
SOFR (Secured Overnight Financing Rate)
The Fed's preferred overnight lending benchmark. Increasingly used for adjustable-rate mortgages and ARM products.
Frequently Asked Questions
Everything you need to know about rate alerts and refinancing.
Ready to Save Money?
Join thousands of people getting smarter about refinancing.